Privacy Policy

1. What Data We Collect

When you create an account, we collect your email address, name, and authentication credentials (password hash or Google OAuth token). When you use the platform, we store your portfolio data (ledger entries, holdings, watchlist items) and any analysis results you generate.

If you connect a brokerage account through our integration partner SnapTrade, we receive your brokerage account information, positions, balances, and order history. We store a SnapTrade user identifier and an encrypted user secret to maintain your connection.

2. How We Use Your Data

• To provide portfolio analysis, total return calculations, and investment insights exclusively for your own use.
• To display your brokerage positions and enable trade placement at your explicit request.
• To send you email notifications about technical rating changes, if you opt in.
• To enable participation in investment communities you voluntarily join.

3. Market Data

Market data received through the SnapTrade API is used solely for the licensed user who requested it. We do not redistribute, resell, or share market data obtained via SnapTrade with any third party.

4. Data Sharing

We do not sell your personal or financial data. Your data is shared only in the following circumstances:

• SnapTrade: We transmit necessary identifiers to SnapTrade to facilitate brokerage connections and trade execution on your behalf.
• Google Analytics: If you accept analytics cookies on public pages, Google receives standard usage data (pages viewed, approximate location, device). See section 8. We do not send account or portfolio data.
• Meta: If you accept analytics cookies on public pages, the Meta Pixel and Conversions API send page views, content views, newsletter form submits, and confirmed newsletter subscriptions (hashed email, plus advertising cookies when present) so we can measure and deliver ads. See section 8. We do not send portfolio, brokerage, or account data.
• Communities: If you join an investment community, your aggregate portfolio performance may be visible to other community members. Individual holdings are never shared without your consent.
• Legal obligations: We may disclose data if required by law or valid legal process.

5. Your Rights

• You can disconnect any brokerage account at any time through the Account Ledger.
• You can delete your account and all associated data by contacting us.
• You own your data and choose who and how to share it.

6. Security

Passwords are hashed using bcrypt. Brokerage connection secrets are encrypted at rest. All data is transmitted over HTTPS. We use industry-standard security measures to protect your information.

7. Disclaimer

Samet does not provide financial advice. All analysis, ratings, and insights are informational and user-initiated. We do not claim endorsement by any financial institution or brokerage.

8. Cookies and analytics

On public pages (the homepage, blog, Answers, sign-in, and registration) we may use Google Analytics 4 and the Meta Pixel (with the Conversions API) to understand how visitors find and use the site and to measure advertising: traffic sources, country, device, which calls to action they click, and whether they confirm a newsletter subscription. We do not send portfolio, brokerage, or account data to Google or Meta.

These tags load only after you click Accept on the consent banner. If you click Reject, no Analytics or Meta advertising cookies are set. A confirmed newsletter signup may still be reported to Meta from our servers (hashed email) so we can measure campaign results. The logged-in app does not load Google Analytics or the Meta Pixel. You can change your cookie choice at any time with Cookie settings in the site footer.

9. Contact

For questions about this privacy policy, please visit our contact page.